At SENECA COMMERCIAL PROPERTY, we are commercial real estate investors who have developed a Private Mortgage Loan program which allows you to control your investments and safely make them grow at three to five times your current rate. We agree that it sounds aggressive, but our principals along with many of our current lenders have found it to be true.

Do you know what $50,000 is worth in five years at a 4% yield? It’s worth $60,000. But now let’s take that same $50,000 and invest it for the same five years at 12% interest. Now it’s grown to an amazing $80,000! That’s a $20,000 Difference Simply by Increasing the Yield from 4% to 12%.

That’s An Extra $4,000.00 per year

We’ve put together a Private Mortgage Loan program that allows you to use the money you have already invested in your IRA, Savings Account or CD’s to generate these HUGE returns.

You can loan money, secured by a deed of trust that will not only give you the safety you want but will also give you the high yields we’ve discussed. You’ll be able to simply sit back and watch your MONEY GROW, receive a regular income stream, WHILE having your investment SECURED by a piece of commercial real estate that has BUILT IN equity.


Everyone knows how EXPLOSIVE the commercial real estate market has been over the past few years. And don’t be fooled, there are several years remaining in the current real estate cycle. But, it isn’t about JUST the appreciation of real estate; it is more that your investment is SECURED by commercial real estate that we are forcing to APPRECIATE.
The Seneca Commercial Property Private Mortgage Loan Program offers a very safe investment vehicle that produces high yields while at the same time ensures security and liquidity.

We will offer you a 12% return for no less than 5 years. 

A Private Mortgage is a loan made between two parties that is secured by real estate. These types of loans are not unusual – over ten million individuals in the United States are engaged in private loans at any given time. These loans are typically used for home financing and repairs. Private mortgages are particularly popular because they provide compelling benefits for both the borrower and lender.

As a Private Lender, you will enjoy receiving a regular income stream and a predictable rate of return that is significantly higher than would be obtained through savings accounts or other fixed income investments. If executed efficiently and professionally, private mortgages can be among the safest and smartest investments that provide a win-win transaction for the parties involved.

Seneca COMMERCIAL PROPERTY is a unique company that specializes in safe, high yield investment opportunities for its clients. We have written this guide to share our experiences and knowledge with you --- to help you enjoy the benefits of private mortgages and keep your money growing safely.

Common Reasons Why Lenders Make Private Mortgage Loan:

• Strong Investment Vehicle: Private Mortgage Loans are able to generate a good interest rate relative to comparably safe investments.

• Protection: Knowing the loan is secured by real estate allows the lender to rest easy.

• Regular Income Stream: Private lenders are able to generate a recurring income stream from payments paid by the borrower. This is an attractive feature relative to other investments. 

Secured By Real Estate!

Creating a legally binding agreement is one of the most important things you can do when handling a private mortgage transaction. That is why we have chosen Central Processing Center/Elite Settlement as our preferred settlement partner (www.centralprocess.com). The company's general counsel is The Reges Law Firm, P.C. owned by Mark Reges, Esquire. Currently there are six attorneys on staff with the firm. Central Processing Center/Elite Settlement is a corporation organized and existing under the laws of the state of Maryland and a settlement company. Central Processing Center/Elite Settlement complies with all State and Federal regulations including RESPA and HUD.

When you settle on your Private Mortgage Loan through Seneca Commercial Property, Central Processing Center/Elite Settlement will work on your behalf to ensure that all of the required documents have been signed and are in place. Prior to your loan being funded, they will verify that all of the loan conditions have been met by Seneca. Hazard insurance naming you as the mortgagee must be in place, the property must have a clear title and a title insurance policy listing you as the insured must be in force. All monies and documents will be held in escrow until all loan conditions have been met and closing has completed.

After settlement, you will receive from Central Processing Center/Elite Settlement a closing package which contains the following:

• Promissory Note

• Recorded Deed of Trust

• Hazard Insurance naming you as mortgagee

• Comparable Market Analysis

• Property Investment Analysis Worksheet outlining the cost and profit in the deal

These documents, coupled with the support of the area’s most respected real estate professionals and Seneca’s own internal lending systems and practices all work to ensure the security of your mortgage loan funds.

Simple Transaction!

With the Seneca Commercial Property Private Mortgage Loan Program, we have developed a system to easily facilitate your private mortgage loan. Our team of experts will handle all of the details. We have hired some of the nation’s most respected Accountants, Attorney’s, Contractors, Appraisers, Home Inspectors, Realtors, Settlement Agents and other industry professionals to support our Private Lenders. It is their job to get you the proper documentation and protect your interests.

What’s more is that all of this costs you nothing. All costs are paid by Seneca Commercial Property and we make the process smooth and simple for you. If you make a $100,000 loan, you send a check for $100,000 to the closing agent and you get a Deed of Trust (mortgage) for $100,000.
 

Make a Mortgage Loan in Three Simple Steps:

1.  Decide Your Loan Amount - You’ll complete a one page funding commitment form and closing instructions document. This will confirm the amount of the loan you will make and ensure that the settlement company has all of the required information to properly record your deed.
 

2.  Fund Your Loan - You will make a payment directly to the settlement company. The settlement company will then apply your funds to the purchase and repair costs of the property. By having a reputable and experienced settlement company handle your money through an escrow account, you receive the protection and peace of mind you deserve.
 

3.  Collect Your Payments - You will receive quarterly or annual interest payments at 12% per annum while your money is invested with Seneca Commercial Property. When we sell your investment property, you have the option of being cashed out immediately or transferring your Deed of Trust to another available investment property. Most members have chosen to transfer their principal and reinvest all or some of their profits to receive the benefit of compounding their returns, but it is your choice.
 

“I have done business with Seneca Commercial Property for half a year and plan to do more business in the future.  The deals that were presented to me were “no brainers”.  There was equity and you could see that once repaired, they would sell for a lot more.  The payments were timely and there were no headaches.  The notes were done by a lawyer to safeguard my interest.  Simply put, Seneca Commercial Property was first class and a pleasure to do business with.”